Deposit Accounts
| Deposit Account |
APY* |
Minimum Deposit to Open |
| #1 Money Market |
0.05% |
$0.00 - $999.99 |
| #1 Money Market |
0.50% |
$1,000.00 - $49,999.99 |
| #1 Money Market |
1.00% |
$50,000.00 - $249,999.99 |
| #1 Money Market |
1.50% |
$250,000.00 - $999,999.99 |
| #1 Money Market |
2.50% |
Greater than $1,000,000.00 |
| Gold Super Now |
0.05% |
$0.00 - $999.99 |
| Gold Super Now |
0.20% |
$1,000.00 - $4,999.99 |
| Gold Super Now |
0.40% |
Greater than $5,000.00 |
| Regular Savings |
0.25% |
$100 |
| Christmas Club |
0.25% |
$5.00 |
| Dinosavers |
0.25% |
$10.00 |
| Health Savings Account |
0.25% |
$100.00 |
*Rates effective Dec. 10, 2025. Rates for listed deposit accounts listed above are subject to change after account opening.
Certificate of Deposit
| Certificate of Deposit |
APY* |
Minimum Deposit to Open |
| 91 Day |
1.50% |
$1,000.00 |
| 182 Day |
2.75% |
$1,000.00 |
| 1 Year |
2.50% |
$1,000.00 |
| 18 Month |
2.25% |
$1,000.00 |
| 2 Year |
2.25% |
$1,000.00 |
| 3 Year |
2.00% |
$1,000.00 |
| 4 Year |
2.00% |
$1,000.00 |
| 5 Year |
2.00% |
$1,000.00 |
*Rates effective Dec. 10, 2025. Rates for listed deposit accounts listed above are subject to change after account opening.
*Annual Percentage Yield (APY) is accurate as of the date shown and is subject to change at the bank’s discretion. Minimum opening deposit of $1,000 is required. CDs are FDIC insured up to the maximum amount permitted by law. Upon maturity, the CD will automatically renew for the same term. The renewal rate will be based on the bank’s published rate for standard CDs (excluding promotional or special rates) with a term closest to, but not exceeding, the original term.
The APY assumes that both principal and interest remain on deposit for the full term of the certificate. Interest is paid either annually or at maturity, whichever occurs first. Early withdrawal penalties may apply and could reduce earnings. Additional fees may also reduce earnings. Member FDIC.
Individual Retirement Account
| Individual Retirement Account / IRA |
APY* |
Minimum Deposit to Open |
| 12 Month IRA |
2.50% |
$100.00 |
*Rates effective Dec. 10, 2025. Rates for listed deposit accounts listed above are subject to change after account opening.
*Annual Percentage Yield (APY) is accurate as of the date shown and is subject to change at the bank’s discretion. Minimum opening deposit of $1,000 is required. CDs are FDIC insured up to the maximum amount permitted by law. Upon maturity, the CD will automatically renew for the same term. The renewal rate will be based on the bank’s published rate for standard CDs (excluding promotional or special rates) with a term closest to, but not exceeding, the original term.
The APY assumes that both principal and interest remain on deposit for the full term of the certificate. Interest is paid either annually or at maturity, whichever occurs first. Early withdrawal penalties may apply and could reduce earnings. Additional fees may also reduce earnings. Member FDIC.
