

Actually, let's talk about you.
Because you're the reason we're celebrating 50 years serving Coffee and Warren Counties.
We understand you're on a journey, and our job is to help you get to the finish line. Whether it's a checking account, a new car or the home where you'll raise a family and make memories, you've worked hard for what you have, and we don't take that lightly.
We'll guide you every step of the way, on every banking decision. It's what we'd expect if we were you.
Thank you for choosing us. Where you're going is even better than where you've been -- we believe it.
Come home. Bank local.
Fifty years, and counting.
What started as a single branch opening in 1975 has turned into a four-location community bank serving thousands of customers across Coffee and Warren Counties in Tennessee.
Based in Manchester for 50 years, Coffee County Bank today remains locally-owned, locally-led and locally-invested. Thanks to a culture of community instilled by our founders, Ewing J. Threet and Ed Henley, our bank today is filled with people who care, because this isn't just where we work, it's also where we live.
Today, we operate three Coffee County Bank locations in Manchester and Tullahoma. In 2024, we launched a brand-new Coffee Bank & Trust branch in McMinnville.
In honor of our founders, Coffee County Bank today funds both the Ewing J. Threet and the Ed Henley Memorial Scholarship for graduating seniors at Coffee County High School.
Our Mission.
Coffee County Bank believes in building a better future by promoting community growth and delivering trusted financial solutions that guide our customers to lasting financial success.
Our Leadership.
Board of directors
- James D. Riddle, Chair
- Daniel Powers
- Rush Bricken
- Jerry White
- Kenneth C. Kirby
- Carter Sain, CEO
LEADERSHIP TEAM
- Carter Sain, Chief Executive Officer
- Brandon Hall, Chief Credit Officer
- Amanda Montes, Chief Compliance & Audit Officer
- Arlen Naffziger, Chief Financial Officer
- Angie Morris, Senior Vice President and Controller