Savings that works with you, for you.
Introducing a new way to save, which works better because it works with your Better Checking accounts.
With a Better Together Saver account, interest returns generated on a Better personal checking account can be automatically swept here, meaning no more manually moving your cash from A to B.
Simply pair a Better Together Saver with a Better Cash Back or Better Interest Checking account, and we'll do the rest.
Details include:
- $100 minimum opening balance
- No minimum cycle balance
- No monthly service charge
- Debit card issued at account opening
- Competitive returns on account balances based on market trends
- One recurring monthly ACH credit or debit required to meet qualifications
- Monthly minimum of 12 debit card transactions required to meet qualifications
Click here for Cycle Date Information
Qualification Information:
For consumer customers only. To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your linked Better Interest Checking or Better Cash Back account during each Monthly Qualification Cycle:
- At least 1 ACH credit or ACH payment transaction(s)
- At least 12 PIN-based debit card purchases
- Be enrolled in and have agreed to receive e-statements rather than paper statements. If paper statements are selected, a $3.00 monthly fee will be charged.
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards."Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
Reward Information:
When the linked Better Interest Checking or Better Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $150,000.00 in your Better Together Saver account earn an Annual Percentage Yield (APY) of 3.00% and daily balances over $150,000.00 earn an interest rate of 0.40 % APY on the portion of the daily balance over $150,000.00, resulting in a range from 3.00% to 1.96% APY depending on the account's daily balance.
When your linked Better Interest Checking or Better Cash Back Checking account qualifications are not met, the entire daily balance in the Better Together Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05% APY. Interest will be credited to your Better Together Saver account on the last day of the current statement cycle.
APYs accurate as of 03/10/2025. Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. A Better Interest Checking or Better Cash Back account is required to have a Better Together Saver account. A linked Better Together Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.
BETTER PERSONAL SAVINGS
Believe in saving your way.
Saving money isn't one-size-fits-all. Explore our personal savings accounts to find the one which best suits you.