Better Cash Back Checking

Account is only available to consumers. Minimum $100 deposit required to open. No monthly service fees with E-statement service; monthly $3 fee imposed for paper statements. Fees could reduce earnings on account. No limit on the number of deposits. Account uses daily balancing method. Limit of one (1) Better Cash Back Checking account per social security number. 5.00% cash back refunds on debit card purchases up to a total of $200.00 per cycle period. Maximum of $11.00 in cash back payments to be earned per Monthly Qualification Cycle. Rates are subject to change without notice. To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Better Cash Back Checking account during each Monthly Qualification Cycle: 1) at least one monthly ACH credit or debit and 2) minimum12 debit card transactions per month. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. Non-qualifying accounts are not paid rewards. After six consecutive months of not meeting qualifications, the account will convert to a Better Checking account. Member FDIC.

You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Better Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Better Interest Checking or Better Cash Back Checking transactions via ATM; Better Together Saver ATM transaction fees are not reimbursed nor refunded.